What is IFSC Code of a Bank

Indian Financial System Code is the full form of IFSC contains 11 digit code in alpha-numeric format used by the Reserve Bank of India to identify all the Bank branches for the NEFT (National Electronic Funds Transfer). The IFSC Code of Bank is the unique code for each branch which facilitates inter-bank electronic funds transfer by way of identifying the source and destination banks.

Find IFS Code via..?

While making the transaction you must confirm and cross verify the IFSC by following the below steps. Here is where you can find the IFSC of your branch.

  • You can find IFS Code of bank branch by looking at your cheque leaves.
  • You can find the IFSC in the bank passbook to confirm the code.
  • You can also get the IFSC information from your banks official website.

Decoding IFSC Code of a branch

The 11 digit code varies from branch to branch for all the indian banks. Here is how the code can be decoded...

Lets take an Example of IFSC0000011. The first four digits of the code of the branch are "IFSC" represents the individual bank in this case IFSC is the bank code. More examples include "SBIN" For State bank of India and ICIC for ICICI. It will be unique to the every bank. The last seven digits represent the unique bank code for branch. In this case the unique branch code is last 6 digits i.e "000011"

The fifth digit for every bank branch is by default '0' as it is included as the control character.

Where to use IFSC Code

It is used for all valid banking transactions. With the help of this code you can receive payments or make transactions virtually. Banks and organizations use the IFSC to conduct National Electronic Funds Transfer (NEFT) and Real-Time Gross Settlement (RTGS) transactions to identify and help in streamlining the transactions between different accounts, bank branches and banks.

List of Transactions to use IFS Code

With the help of this code of your bank branch. You can make following type of transactions.

  • National Electronic Funds Transfer (NEFT)
  • Real-Time Gross Settlement (RTGS)
  • Immediate Payment Service (IMPS)
  • Centralised Funds Management System (CFMS)
List of all Banks to find IFSC Code with Branch/District/State Details

TAMILNAD MERCANTILE BANK LIMITED

THE A.P. MAHESH COOPERATIVE URBAN BANK LIMITED

THE AKOLA DISTRICT CENTRAL COOPERATIVE BANK

THE ANDHRA PRADESH STATE COOP BANK LTD

THE ANDHRA PRADESH STATE COOPERATIVE BANK LIMITED

THE BANK OF NOVA SCOTIA

THE COSMOS CO OPERATIVE BANK LIMITED

THE DELHI STATE COOPERATIVE BANK LIMITED

THE GADCHIROLI DISTRICT CENTRAL COOPERATIVE BANK LIMITED

THE GREATER BOMBAY COOPERATIVE BANK LIMITED

THE GUJARAT STATE COOPERATIVE BANK LIMITED

THE HASTI COOP BANK LTD

THE JALGAON PEOPELS COOPERATIVE BANK LIMITED

THE KANGRA CENTRAL COOPERATIVE BANK LIMITED

THE KANGRA COOPERATIVE BANK LIMITED

THE KARAD URBAN COOPERATIVE BANK LIMITED

THE KARANATAKA STATE COOPERATIVE APEX BANK LIMITED

THE KURMANCHAL NAGAR SAHAKARI BANK LIMITED

THE MEHSANA URBAN COOPERATIVE BANK

THE MUMBAI DISTRICT CENTRAL COOPERATIVE BANK LIMITED

THE MUNICIPAL COOPERATIVE BANK LIMITED

THE NAINITAL BANK LIMITED

THE NASIK MERCHANTS COOPERATIVE BANK LIMITED

THE PANDHARPUR URBAN CO OP. BANK LTD. PANDHARPUR

THE RAJASTHAN STATE COOPERATIVE BANK LIMITED

THE ROYAL BANK OF SCOTLAND N V

THE SEVA VIKAS COOPERATIVE BANK LIMITED

THE SHAMRAO VITHAL COOPERATIVE BANK

THE SURAT DISTRICT COOPERATIVE BANK LIMITED

THE SURATH PEOPLES COOPERATIVE BANK LIMITED

THE TAMIL NADU STATE APEX COOPERATIVE BANK

THE THANE BHARAT SAHAKARI BANK LIMITED

THE THANE DISTRICT CENTRAL COOPERATIVE BANK LIMITED

THE VARACHHA COOPERATIVE BANK LIMITED

THE VISHWESHWAR SAHAKARI BANK LIMITED

THE WEST BENGAL STATE COOPERATIVE BANK

THE ZOROASTRIAN COOPERATIVE BANK LIMITED

TJSB SAHAKARI BANK LIMITED

TJSB SAHAKARI BANK LTD

TUMKUR GRAIN MERCHANTS COOPERATIVE BANK LIMITED

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